How do you pursue a Career in Retail Banking?

03 March 2020

Views: 1,925

How do you pursue a Career in Retail Banking?

Career in Retail Banking

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Retail Banking

I find a Career in Retail Banking very interesting. Internet is brimming with pages on How to get into Retail Banking, while I want to first understand What is a Career in Retail Banking. It had been a while since I was researching about a Career in Retail Banking, when I came across:

Rajni Pandey's take!
Rajni Pandey invested 17 years & 1 month in Retail Banking. Rajni Pandey has worked in Retail Banking as Assistant General Manager in Public Sector Bank, Dehradun. In Rajni Pandey's own words, this is how Rajni Pandey got into Retail Banking: "I have done my schooling from Welham Girls School, Dehradun. Completed my B.Sc and MBA from Lucknow University and started working in public sector banks and it has been almost 15 years in the same field. I am currently working in prominent branch of a public sector bank in Dehradun as Assitant General Manager." This link showed on the first page of search results for Rajni Pandey:

Career Video on Retail Banking
In a video, Rajni Pandey has talked about various aspects of a Career in Retail Banking. Rajni Pandey started by explaining Retail Banking as: "Banking is not only confined to transactions, tallying of balance sheets and debits or credits, It has become a field in where sourcing of accounts, business development and servicing are also important. With that various loans like home loan, car loan etc. is also involved. There are also investment advisory services involved such as Mutual Funds." It was an amazing video with great information.

We all know that only 10% of what is taught in Retail Banking is actually used in real life. The education section of the video clearly explained what is the 10% needed in Retail Banking. Rajni Pandey touches upon these in the Education section of the Video:
NI Act
Sales & Marketing
Investment Advisory
Skills are the most important factor determining success in a particular Career.
Rajni Pandey then explains why these Skills are essential for a Career in Retail Banking:
Communication & Interpersonal
High Ethical Standards
Personal Relationship
People Management
Convincing Ability
Team Work
Time Management
There are great positives of this Career.
Rajni Pandey believes that the following are some of the Positives of a Career in Retail Banking:
Tremendous Scope
Safe for Woman
Personal Development
Diversity in Job Profile
After a discussion on Positives, Challenges complete the caricature of a Career.
And, Rajni Pandey believes that one needs to prepare for following Challenges of a Career in Retail Banking:
Intense Competition

In the final section of the video Rajni Pandey talks about How a day goes in a Career in Retail Banking. This video is by far the best video on a Career in Retail Banking, that I have ever come across. To see the full Talk, one needs to install the LifePage Career Talks App. Here is a direct deep link of the Video:
Career Counseling 2.0
This disposition on a Career in Retail Banking was just the starting point of my research on LifePage. LifePage has the most comprehensive Career List. LifePage is the world’s most evolved Career Platform. You can use LifePage to find your Career Objective. LifePage also offers the most comprehensive Career Planning process. You can use LifePage to explore more than a thousand Career Options. LifePage has the most exhaustive Career List. It is truly Career Counseling 2.0 Every Career Platform in the world talks about How to get into a Career and LifePage starts first with Why you should choose a particular Career. It is an incredible platform focussed on the right topic. Do have a look at:

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I continued with my research on LifePage and thoroughly studied these links to gain more perspective:
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