keto lyte Massachusetts law restricts health insurance companies from denying Mass Health Insurance to someone due to health conditions or terminating them from a program for illness. We know that many people can't afford to pay for their health insurance and so they can end up defaulting on their hospital care bills. In the end it is the tax payers who pay the bill. That is why the new Massachusetts Health Care Reform Law restricts companies from denying coverage to someone due to health conditions or terminating them from a program for illness.