For months, as the expiration of health insurance subsidies loomed, state health insurance commissioners warned Congress that millions of middle-class Americans were likely to see their insurance premiums double or triple.
Now, Washington is at a stalemate. The government has closed.
Democrats say Congress needs to permanently extend the credits now before open enrollment for state health insurance marketplaces begins Nov. 1. Republicans say they will not discuss health policy as part of a bill to reopen the government and can deal with the subsidies before they expire Dec. 31.
But the reality on the ground is that people are already being notified of the expected cost increases. Insurance companies have submitted their rates and open enrollment begins in less than a month, leaving little time to make adjustments.
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