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OPEN ENROLLMENT PERIOD for 2023 and 2024:
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2023
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2. https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-final-national-snapshot
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4. https://www.verywellhealth.com/aca-open-enrollment-2023-6825487
2024
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6. https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet
PLANS:
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Standard Silver VALUE (plan) - Enrolled page
Provider Network: Value
Network: HMO
Premium: $5.90/month
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Standard Silver (plan) - Actual page???
Provider Network (Metal):  Bronze | Silver | Gold
Network: EPO
Premium: $0/month
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A DISTINCTION WITHOUT A DIFFERENCE:
The Customer is paying $5.90/month for the exact same plan but with RESTRICTIONS.  All Covered Services and Out-of-Pocket Expenses are the same.  
My argument is that the Standard Silver VALUE (plan) should not even exist.  But customers are being pushed into it without knowing it, just like I was.
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Plans Shopping Page:
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Covered Services - Standard Silver - $0/month
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Covered Services - Standard Silver VALUE - $5.90/month
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No Restrictions - Standard Silver - $0/month
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Restrictions - Standard Silver VALUE - $5.90/month
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EMAILS:
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