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Author: 54bc3e9e88

January 09, 2024

Edit 7 of 26

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OPEN ENROLLMENT PERIOD for 2023 and 2024:
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2023
1. https://files.catbox.moe/3typr3.png
2. https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-final-national-snapshot
3. https://files.catbox.moe/arew5f.png
4. https://www.verywellhealth.com/aca-open-enrollment-2023-6825487
2024
5. https://files.catbox.moe/rkvlzo.png
6. https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet

PLANS:
A person qualifies for a DOLLAR AMOUNT under the ACA.
They do not qualify for an insurance plan. Though the following plans have the appearance of different attributes, it is NOT the plan that matters, it is the dollar amount covering the plan that matters. Rather, both plans are 'engineered' to align with the dollar amount approved in the EXACT SAME way. One just charges the customer for no extra benefit and the other one doesn't.
The company sets you up to believe you have a ZERO PRICE PREMIUM PLAN then switches it to a PRICED PREMIUM PLAN. All the while telling you before hand that they will auto-renew you, while having you believe you are ALREADY enrolled for 2024 because you joined during the 2024 Enrollment Drive.....or so you were led to believe. The truth is, they somehow got me enrolled BEFORE the official 2024 Enrollment Drive, duped me, then planted a trail of mixed-message communications for plausible deniability. Then you call, and they tell you to pay and lie about law changes, then tell you to cancel. I refused to cancel and I said fix it. To this day I still have no idea for sure what plan I'm in.
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Standard Silver VALUE (plan) - Enrolled page
Provider Network: Value
Network: HMO
Premium: $5.90/month
7. https://files.catbox.moe/0w0wwg.png

Standard Silver (plan) - Actual page???
Provider Network (Metal): Bronze | Silver | Gold
Network: EPO
Premium: $0/month
8. https://files.catbox.moe/nu2osx.png

A DISTINCTION WITHOUT A DIFFERENCE:
The Customer is paying $5.90/month for the exact same plan but with RESTRICTIONS. All Covered Services and Out-of-Pocket Expenses are the same.
My argument is that the Standard Silver VALUE (plan) should not even exist. But customers are being pushed into it without knowing it, just like I was.
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Plans Shopping Page:
9. https://files.catbox.moe/jhwxyu.png
Covered Services - Standard Silver - $0/month
10. https://files.catbox.moe/my41l4.png
Covered Services - Standard Silver VALUE - $5.90/month
11. https://files.catbox.moe/k0fld1.png
No Restrictions - Standard Silver - $0/month
12. https://files.catbox.moe/e44lsd.png
Restrictions - Standard Silver VALUE - $5.90/month
13. https://files.catbox.moe/tqlh0o.png