How to File a Truck Accident Claim
Accidents involving trucks can be catastrophic. They can result in serious injuries which make it difficult to continue working and pay bills.
A personal injury claim can be brought by victims to recover damages from the party at the fault. However, the insurance company may refuse to negotiate an equitable settlement. Your lawyer at Buckingham Barrera Vega can help you decide if you should pursue litigation.
Identifying the party at fault
In contrast to typical car crashes truck accidents usually involve multiple at-fault parties. Based on the circumstances, you may be able receive compensation from the driver of the truck as well as their employer, a company that loaded the truck the manufacturer of the truck or the truck's parts, or even government agencies. Identifying all parties liable will require extensive research, as each one has different insurance policies, and there are a lot of variables to consider.
If you are tempted to talk to the other party's insurance companies or claim examiners after your accident, it's not a good idea. The defense lawyers of the defendants will be looking for anything you say that they could use out of context or make up to weaken your case.
You should instead focus your efforts on seeking medical treatment and documenting your injuries. It is crucial to have an experienced truck accident lawyer involved early in the process to be able to handle all communication with responsible parties.
In general, a truck driver is at the fault in an accident when they're negligent behind the wheel. This includes reckless driving such as speeding or driving under the influence of alcohol or drugs. They could also be accountable for an accident if they don't adhere to trucking regulations, such as limitations on hours of driving.
If the company that employs the truck driver is aware of hiring a negligent or incompetent driver and they are found to be liable under the legal doctrine known as respondeat superior. It's also possible that the trucking company could be held accountable for failing to properly supervise their drivers. The company that created or sold the truck may also be liable for its flaws.
In addition, any party that control relevant surveillance footage that captured the scene of the accident could be held accountable. They might be able show footage of how your accident happened in the form of skid marks in the middle of designated traffic lanes or a damaged guardrail. They may also have video that can provide details of the accident, including the truck's position at the time of the crash. Video evidence is difficult to obtain, as the parties who own the evidence do not keep it for long periods of time.
Get Medical Attention
Even if everything seems to be fine, it's important to consult a doctor as soon as you can following a accident. People typically suffer from whiplash symptoms for weeks or days after an accident. You may cause permanent damage if you ignore these symptoms, and compromise your ability to get compensation.
By seeking medical attention, you can ensure that your injuries are completely recorded in your medical records. This will stop the trucker, trucking company or other parties at fault from claiming later that your symptoms were not connected to the accident.
If you have health insurance, make sure to give this information to your medical providers to enable them to invoice your policy on a timely basis and request reimbursement from the party at fault or out of any settlement later. If you do not have insurance, we will often work with the medical providers to defer billing or collection until after your claim has been settled.
After seeking medical attention, it's essential to keep a record of your experiences. This will allow you to keep track of your injuries as well as their impact on your life. This will help you to identify the damages that are a result of accidents, including medical expenses, loss of income from working absences, and other losses.
It is important to keep in mind that even though it's normal to be upset or angry after a truck accident, shouting or screaming or engaging in arguments could cause damage to your case. The trucking company's insurance adjusters could try to contact you and ask for a written statement, but it is best to be politely reject these requests and forward to your attorney.
https://vimeo.com/707258066 should also keep all appointments and follow-ups to your doctor. This will allow you to recover quicker and help strengthen your claim for compensation. Having strong medical evidence of your injuries will make it easier for jurors to see how serious and significant your losses are. It also will increase the chances that you will be able to get an equitable settlement from the trucking company or other at-fault party.
Documenting Your Injuries
Unless your injuries prohibit you from doing so, make sure to take pictures of the scene of the accident from multiple angles and of the damage caused to both vehicles. This will help determine who was at fault and can also be useful for documenting your visible injuries. Additionally, it can be useful to note everything you remember about the accident, including the smallest details.
If medical assistance is available at the scene of the incident, be sure to receive an extensive evaluation for you and any other passengers. Even if you don't think you are hurt, a doctor can detect injuries that do not be noticed until later and can provide evidence of these invisible or delayed symptoms throughout your case.
After you have been examined at the hospital, make sure to request copies your medical records. This is best handled directly with the medical professional rather than allowing your insurance company to view your medical records. This will protect your privacy, and prevent an insurance company from using your pre-existing medical condition against you in a claim dispute.
You should also keep a diary of your symptoms. This will aid you and your attorney when it comes to the calculation of your damages. Keep track of every detail, including the throbbing headache, blurred vision, or sharp pain in your leg. Keep a log of these symptoms can aid in supporting your claims for pain and suffering as well as loss of enjoyment life, and other compensation.
If you can, speak to witnesses who witnessed the incident. Request their names and contact details to enable your attorney to ask them for a statement later on in the process. If you can't speak with them at the scene it is vital to examine the area around where the accident occurred and try to find witness statements later on.
It is essential to collect any other records and documents that are relevant to your case of a truck accident for example, police reports, estimates for repairs to vehicles, pay stubs, medical records, and an accident journal. This will help prove your losses in a claim dispute with the insurance carrier. You may also need to request certain types of documents from the company that you are working with, such as the DOT compliance records.
Contacting an Attorney
While many truck accident victims can settle their claims without having to take their case to court, each claim is different. If an insurance provider refuses to give you an acceptable settlement, or if the offers offered are significantly less than the amount you'll need to cover your damages, it may be time to consider filing a lawsuit.
There are numerous reasons to reach out to a New York truck accident lawyer as soon as possible after the incident. One of the most important is that it lets us begin to build your case while evidence is fresh. The longer you are waiting to reach out to an attorney the more difficult it will be to obtain important evidence, including witness statements. Witnesses' memories will wane and their testimony will become less reliable.
A truck accident investigation is also much more thorough than a car accident. Truckers require special commercial licenses which allow them to drive vehicles with a certain size and weight along the majority of roads. Truckers and trucking firms are also subject to a variety of federal regulations that must be adhered to. A seasoned attorney is able to deal with this type of investigation and collect all evidence including the black box data of the truck.
It is important that you provide documentation of your losses and the effects of your injuries on your life when filing a claim for compensation. The information you provide will be used to calculate your economic damages, which could be used to pay for past, present and future expenses that are a direct result of the crash. For instance, you can seek compensation for medical expenses and lost wages, property damage, and more.
It is important to remember that even a minor injury could have long-term effects. Therefore, it is essential to get checked out by an expert doctor following any accident, whether you feel hurt or not. A quick diagnosis and treatment can also prevent any complications from arising in the near future which could make it more difficult to get compensation for your accident-related losses.