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EU Informal Debt-Collection Regulation: Failure by Design?
Catalin-Gabriel Stanescu
Page: 288
Format: pdf, ePub, mobi, fb2
ISBN: 9780198966159
Publisher: Oxford University Press

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Informal debt collection practices are rampant across many EU Member States while consumer debt levels and defaults are escalating at an alarming rate, fuelled by the lingering aftermath of the 2008 financial crisis, the COVID-19 pandemic, the ongoing war in Ukraine, and high inflation. While the EU has introduced some limited protections, systemic flaws, industry lobbying, and fragmented laws continue to enable abusive tactics that violate debtor rights and social norms.

Grounded in extensive legal analysis and empirical data, EU Informal Debt-Collection Regulation provides a comprehensive critique of the European Union's handling of informal debt collection, demonstrating how regulatory gaps allow abusive practices to flourish across member states. Tracing the development of informal debt collection from historical self-help tactics to modern, privatized approaches, this book illustrates the high costs of regulatory oversight failures on consumers and society.

Through a detailed analysis of EU directives and CJEU case law, this book argues that current regulations prioritize market efficiency and financial interests over consumer protection, exposing millions to financial and psychological harm. The book calls for a unified, holistic regulatory approach that balances market needs with robust protections, safeguarding individuals against predatory debt collection. This work serves as a crucial resource for legal scholars, policymakers, and practitioners interested in consumer rights and financial governance.

EU Informal Debt-Collection Regulation: Failure by Design .
香港書店香港書城Hong Kong Book City 書名：EU Informal Debt-Collection Regulation: Failure by Design? (Hardcover), 作者：Catalin-Gabriel Stanescu, ISBN .
EU Informal Debt-Collection Regulation: Failure by Design?
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書名：EU Informal Debt-Collection Regulation: Failure by Design?，語言：英文，ISBN：9780198966159，頁數：264，作者：Stănescu, Cătălin-Gabriel，出版日期：2025/07/22， .
Governing through non‐enforcement: Regulatory forbearance as .
Pontell HN, Black WK, Geis G (2014) Too Big to Fail, Too Powerful to Jail? . Regulation in Europe: Coordination, Complementarity and .
EU Informal Debt-Collection Regulation Failure by Design?
Buy EU Informal Debt-Collection Regulation Failure by Design?, Failure by Design . Through a detailed analysis of EU directives and CJEU case law, this book .
EU Informal Debt-Collection Regulation: Failure by Design .
About the Author ; ISBN: 9780198966159 ; ISBN-10: 0198966156 ; Publisher: Oxford University Press ; Publication Date: July 22nd, 2025 ; Pages: 288
EU Informal Debt-Collection Regulation: Failure by Design .
EU Informal Debt-Collection Regulation : Failure by Design? Stanescu, Catalin-gabriel. Published by Oxford University Press, 2025. ISBN 10: 0198966156 .
EU Informal Debt-Collection Regulation - Lake Forest Book Store
EU Informal Debt-Collection Regulation: Failure by Design? (Hardcover). EU Informal Debt-Collection Regulation: Failure by Design? By Cătălin-Gabriel Stănescu.